How to Make $24,000 Per Month in Apartment Investing
Your Subtitle Text
"How I Went from FLAT BROKE -- Living in a Hotel Room in Dallas -- to Acquiring $18 Million in Real Estate in LESS Than 2 Years...And I'm Convinced That ANYONE Can Do This Once They Understand a Very Simple Step-by-Step System!"

Stephen Scott
Real Estate Millionaire

Multi-Millionaire Kevin O'Leary with Stephen Scott

Stephen Scott started out broke, living in a hotel room, when he decided to change his life.  It all started with getting the Monica Main Apartment Building Cash Flow System only a few years ago.  He was able to go from absolutely nothing to becoming a real state millionaire with Monica's simple step-by-step real estate strategies that ANYONE can use to achieve financial wealth with real estate!

 If you've been struggling to start or grow a real estate business, this may be the most important letter you ever read...

The NEW Apartment Riches Complete System -- New for 2019!  Discover How You Can Become a Multi-Millionaire Apartment Building Investor for MASSIVE Streams of Monthly Passive Income!

Yes, You CAN Get a Passive Income with Real Estate...

  • WITHOUT good credit,
  • WITHOUT any money down, and
  • WITHOUT any real estate experience!

Give Me a Few Minutes of Your Time and I'll Show You EXACTLY How You Can Get Started as a Real Estate Investor!

From Monica Main
Real Estate Wealth Expert
Monday -- 11:48 a.m.

Dear Future Real Estate Tycoon,

How are you?  My name is Monica Main and I'm a self-confessed business opportunity junkie.  If you've seen it on late night TV, I have it!  Any "system" - from Ron Legrand, John Beck, Carleton Sheets, John T. Reed, Russ Whitney, Robert Allen - I HAVE!  I even bought Carleton Sheets' course TWICE!  (I couldn't go without the "new and improved" version.)  I even have Dave del Dotto's and Tommy Wu's courses from way back when.  (Do you remember those two?)

      Did any of these get-rich-quick "systems" really work?  Yes and no.  Some gave me good ideas but NONE were "complete" from start to finish.  I had to "cut and paste" from each system to get 70% of what I needed to become successful in real estate. Unfortunately, the other 30% was missing!  Then, even worse, I had to "throw out" the 70% I learned and start over from scratch.

        Yes, I wanted more than anything to make tons of money with real estate.  I knew that owning real estate was the most PROFITABLE way to make money because real estate will never go away and it will ALWAYS keep going up in value.  I don't care how "soft" the market is now.  Twenty years from now property will be AT LEAST DOUBLE what it is now.  Also, every multi-millionaire, no matter how they made their millions (or billions), owns LOTS OF REAL ESTATE!

                Check out these latest deals I've personally done in the past year:

35-Unit Building in Tampa, FL

$7,133 Per Month!

18-Unit Building in Richmond, VA

$3,938 Per Month!

48-Unit Building in Dayton, OH

$11,754 Per Month!

63-Unit Building in Pensacola, FL

$8,361 Per Month!

14-Unit Building in Waco, TX

$1,912 Per Month!

That's a monthly cash flow of $33,098!  AND ANYONE CAN DO THIS! 


Do you think I'm being too bold?  You tell me.  Is it considered a LIE if someone OMITS THE ESSENTIAL ELEMENTS OF THE TRUTH? Yes, you can become successful in real estate, if you have good creditmoney down, property owners who will sell BELOW market value, living in a city/state where good deals are abundant (and NOT in California or New York), and a best friend heading up the loan department at a local bank.  Right?

                And they are leaving out the fact that they DON'T invest in real estate themselves (but just make money selling courses, seminars, DVDs, and CDs to you, or shall I say, ripping you off?).

                But MOST IMPORTANTLY, they are NOT TELLING YOU EVERYTHING about the "how" and "what" of buying real estate.  Yes, you have to know HOW to invest and in WHICH TYPE OF PROPERTIES to invest in.  

Here's a hint:  The money is NOT in "residential" real estate (which is why I had to "throw out" that 70% of "guru" real estate knowledge I acquired - because it's ALL about residential real estate investing). 


Am I contradicting myself?  After all, didn't I just promise that you can get real estate with "no cash and no credit"?  Yes, I did.  And I mean it!  When I say "no money down" I'm referring to none of your own money (and using other people's money or OPM, and I'll show you where to get it!)

Yes, you CAN do traditional no money down deals.  You can negotiate with an owner to do owner financing and actually get a property with NO MONEY of your own or borrowed from others or get a 100% loan.  One of my most successful real estate courses called the Real Estate Cash Flow System taught people how to get properties with NO MONEY through lease-option owner financing.  My course created a lot of very successful real estate investors.

One of the main elements of that course had to be changed because of the new market.  It was the "no money down" aspect.  What changed?  The market changed!  It became impossible to do lease-options or getting 100% mortgage financing without being "upside down" on the mortgage vs. rent on single-family residences (SFRs).  What do I mean by this?  If you purchase a home with no money down, your mortgage payments will be higher than what you can reasonably charge for monthly rent.

I was watching some DVDs by a real estate "guru" about two months ago (to see what my competition is up to).  His course sales materials boast that you can get into real estate with NO MONEY DOWN.  In his videos, he proceeds to explain that you can get the owner to "take back" some or the entire mortgage.  That's great!

                Then he says that you should get a lease-option for a year or more.  You have to entice the seller by offering a $10,000+ lease option fee (called earnest money). Tell me if I'm wrong but, isn't that "money down"?  How is that a "no money down" deal when you have to pay for the lease option contract?  And where do you get that kind of money if you don't have it?  You use one of my many highly effective no-cash-no-credit strategies.  That's what you do!


And You’re About to Get This Information FOR FREE!

NOTE:  If you're tired of the same rehashed, fluffed out, watered down lies about real estate written over and over again, keep reading.  The stuff I'm about to share with you will BLOW YOU AWAY! You will be so SHOCKEDAMAZED, and EXCITED that you definitely won't be getting any sleep tonight or for the rest of the week for that matter.


Real estate is still the BEST way to go to make quick money, create a long-term cash flow, and to build a strong and stable foundation of financial security to last a lifetime.  I've always known that it is the best way to make money starting from nothing.  I have recently seen two people in my life go from NOTHING (and I mean FLAT BROKE, living in their car) to multi-millionaires many times over with real estate.  And within only 12 to 18 months!  AND YOU CAN TOO!  Anyone can!

I didn't want to just have merely enough money above and beyond my bills.  I wanted to be obscenely, extremely, outrageously RICH!  I wanted money POURING out of my pockets and diamonds DRIPPING off my body.  I wanted the best of the best and I was convinced, beyond a shadow of a doubt, that real estate was one of the ONLY vehicles that could take someone with NO MONEYNO CREDIT, and NO EXPERIENCE to VERY WEALTHY within the SHORTEST amount of time.

                Yes, there are other ways to make money like starting a huge company (takes start-up capital and time) or hitting it big in stocks (takes start-up capital and a learning curve to know what you are doing, and it's VERY stressful to trade).  With real estate, you can get started with NOTHING.  No experience, no licenses, no money, no skill, no mover-and-shaker attitude, no business acumen but only a drive to succeed. 

                The nice part about real estate is that it will ALWAYS be around.  People will always need food, clothing, and shelter.  Even if the whole world falls apart, people will always need a place to live.  Even cavemen lived in…well, caves.  That was the first form of real estate.


What's amazing is that after the amount of years that I've been studying, investing, acquiring, and selling properties, I discovered two things: 

                (1) The big money is NOT in single-family residential properties.  Flipping properties can make you some money but there's too much competition in that field right now and in certain states it's illegal. 

                (2) You make money buying and KEEPING properties, not buying and selling properties.  It's the monthly cash flow that makes you rich!

                And how did I come to this conclusion?  After too many years of trial and error, trying to work with the bogus information I was given (by "gurus"), a light bulb finally went on in my brain.  I would love to take 100% of the credit of finally "discovering" this revolutionary real estate investing secret but I can't.

             I met this guy, Dr. Raj, through a business deal and we somehow got around to the subject of real estate.  He told me that he had several apartment buildings that were making a huge monthly cash flow.  And that he was about to retire!  He was so excited about his real estate that he ended up sitting me down in his office for hours and telling me everything he knew to help me get started.  He also said that he wished he didn't start so late with real estate because he could have been retired by then...and that's why he wanted to pass on his secrets of real estate, so I could retire young!

            My only problem was that all my money was tied up in my business so I had NOMONEY to put down on a property.  The other problem is that I had the world's WORST credit because of a bankruptcy I had from debts incurred in my previous marriage.  Dr. Raj insisted that I could get several properties with NO CASH and NO CREDIT.

            And he told me exactly how.  But first he told me about...


 "How I Make $74,000 a Month in Cash Flow!"


Andrew Shaw, Real Estate Millionaire

"For those of you who don't believe it's possible to become a real estate millionaire without any money or good credit, believe me when I say that it's not only possible but it's very likely this can happen for you if you follow the simple steps Monica Main provides.  Listen to my success story!"

Andrew Shaw

"Got a $8,346 Monthly Cash Flow in Under 100 Days!"


Rich L from California

"I'm an average guy with average intelligence and yet I was able to secure a monthly cash flow of $8,346 in under 100 days with no money down and without using my own personal credit.  Listen to my story!"



All the real estate gurus out there sell courses on single-family homes.  None of them talk about investing in residential commercial properties (apartment buildings of 5 or more units).  So, all of their gung-ho students run out to buy single-family homes after their last rah-rah real estate seminar.  DROVES of these people are trying to latch onto single-family properties.  That makes the competition IMPOSSIBLE.

                There is NO competition in buying multi-residential properties (except with me) and this leaves the field WIDE OPEN for you.  I just don't understand why no one has discovered this secret!  (I think it's because people think it's too hard or expensive to get multi-unit properties.)  There's MORE MONEY in apartment buildings, PLUS.

                You're not dealing with Paycheck Charlie and Sally Housewife as you would with residential properties.  Residential home owners are inexperienced, picky, flaky, and sometimes difficult to deal with.  They usually want much more than their home is worth and don't understand the basic concept of economics called "supply and demand."

                It's much easier to deal with multi-unit property owners because they are business people and know that your numbers have to work as much as theirs do.  They know business.  They know real estate.  And they know what their goal is long-term whether it's to buy, sell, or hang onto their property.  When they want to sell, you don't have to worry about dealing with a flake (most of the time) who changes his mind about the deal every five minutes.


Properties of 4 units and under are considered "residential" in terms of acquiring a mortgage.  However, even though they are classified as "residential," they still hold "multiple" units for multiple tenants, thus making it a "multi-unit residential" property.

               A multi-unit residential commercial property is an apartment building of 5 or more units.  It's much more difficult to get started with apartment buildings because of the commercial loan needed to close the deal.  Although, I even have a secret method of getting apartment buildings with NO CASH and NO CREDIT!

               With a building of 4 units or less, you get a regular residential loan making it easy to close a deal within 30 days!  Plus, you can EASILY do no-money-down deals with regular mortgage lenders without a second thought.

               The other upside is that you can cover your mortgage, charge a monthly rent to cover your mortgage and costs, AND pocket a nice profit each month!  All starting with NO MONEY and NO CREDIT of your own!


There's a secret to getting certain properties with NO CASH and NO CREDIT.  

There are three methods to pull this off.  (1) Lease option:  You can lease the property from the owner while collecting all of the rent, or; (2) Seller financing: You offer to buy the property from the seller while he finances it, and you collect all of the rent, or; (3) Get bank financing.  (Yes, this is possible with no money and bad credit.  I'll show you how!)

                But who the hell is going to do something like that?  (I have a special way to get these a minute!)

                The single-family residential market is DEAD right now which means seller-owner financing doesn't work UNLESS you can make a deal where the mortgage is LESS than the going rental rate (which is RARE since so many people are up to their eyeballs in debt on their properties).

                You can ALWAYS make money with apartment buildings and the MORE UNITS you buy in one building the MORE MONEY you will make.  Apartment buildings are difficult to sell in ANY MARKET, especially this one right now!  So, that makes the opportunity for deals even better than before!

                And why would an apartment building owner want to sell a money-making property?  They get sick of the hassle, the mismanagement, or maybe they just want to get rid of it for the money.  Many times apartment building owners don't manage their property right (and lose money) or try to manage the property themselves (without using a property management service so they can save a few pennies) or are just too stupid to figure out how to knock off expenses while raising rents.

                This is a VERY LUCRATIVE way to get started with NO CASH and NO CREDIT!  It's very easy to get an apartment building owner to seller finance for a short time until you qualify for a loan.  In the meantime, YOU are receiving the cash flow on the property!  Think about it:  What apartment building owner wouldn't trade the hassle of him managing his apartment building for a STRESS-FREE MONTHLY CASH FLOW for doing NOTHING?


The real estate "gurus" out there will NOT tell you the REAL DEAL in how to make big money in real estate because, in reality, their "systems" don't work.  Those courses that they are selling are for them to MAKE MONEY and NOT to make you rich! 


These "gurus" MAY OR MAY NOT know the secrets to making money in real estate but, even if they do, they'll NEVER TELL YOU THE REAL SYSTEM TO REAL ESTATE INVESTING! 


Why would they tell you the REAL SECRETS when telling you won't help them get any richer in real estate?   They're too busy getting rich selling you a pile of books and videos and $5,000 seminars.  That's how they're getting rich!  NOT in real estate!



"Never Thought It Would Be This Easy..."

Apartment Building Cash Flow Student Dennis Lasko Reveals His Success Using This System:




Since there are so many foreclosures, people who are getting kicked out of their homes need a place to live.  This has caused the rental market, especially the demand for apartments, EXPLODE in the past 18 months!
Now is the BEST TIME to get started in real estate investing.  All of the real estate multi-millionaires have gotten started in the "bad times" when they got DEALS GALORE.  All of the real estate investors who lost their shirts got started in the "good times" when the prices were TOO HIGH!
Since the market isn't so great, you don't need ANY MONEY DOWN and NO CREDIT to get started.  People are so desperate to get rid of properties because of the "mass hysteria" that they will literally hand over the keys if you present them a fair deal!
Think about it:  You'll be getting properties at the LOWEST BASEMENT-BOTTOM price so when the economy turns around (as it ALWAYS DOES) then you will have a net worth of SEVERAL MILLION DOLLARS.  Anyone can do this and easily retire in the next 36 months a multi-millionaire!!



I don't like calling people or manipulating listed sellers into some seller-finance/lease-option deal against their will when there's a better way.I created a letter that I use to get property owners to CALL ME for the deal.  And this letter works like you wouldn't believe.  Out of 100 apartment building owners, I usually get 8 to 10 owners calling me.  That's an 8 - 10% response!


And what would you say if I told you that I would give you this exact letter for you to use to get deals?  Too good to be true?






Most people getting started have NO IDEA where to get a listing of apartment building owners or how to contact them.  I actually have TWO new secrets of getting this information and you'll have MORE contact information and MORE deals than you could ever want at any given time.


I've found that when most people are getting started in real estate for the first time, they have no idea how to contact people in order to get the ball rolling.  I've just filled in that gap by providing a step-by-step plan on how to get these people's addresses with the click of your mouse.and by using ONE OTHER METHOD that NO OTHER INVESTORS (except me) are using right now!


I'll be sharing both of these phenomenal secret techniques with you so you can start getting your deals on track the moment you get my course.


But why just do seller financing?  Why not get a "real" mortgage right away?  What?  You need a down payment? 


Read this...



Interesting Image


"How I Went from Flat Broke to Acquiring $18 Million in Real Estate in Less Than 2 Years...And I Reveal ALL of the Details in My Free Seminar Video on Exactly How I Did It...And How YOU Can Do It, Too!"

Simply Fill In the Form Below for This $197 Video INSTANTLY!  PLUS...You'll Get INSTANT ACCESS to Our $37 Top Secret Report As Soon As You Fill In the Form Below:





That's right.  It's all documented and on paper.  Using this EXACT real estate system that I'm going to give to you, I made more than $390,000 in my first 25 months, using only 15 hours a week! 


That's $15,760 per month!  
More than any JOB I ever had!  (What about you?)


Here's why this opportunity is so incredible: 




The government will give you FREE MONEY for your properties.  Someone else will finance you, no matter how bad your credit.  You can start setting up deals and making money within 30 days.  Getting deals is as easy as sending out a "special" letter and have people CALLING YOU!  You only need about 15 hours or less per week to do this.  And this is the easiest, most workable real estate investing plan I've ever seen! 


Guaranteed, NO ONE ELSE will teach you these secrets!




"How a Single Mother of 2 Teenage Boys Controls Several Million Dollars in Commercial Real Estate Using This System!"




There are two ways you can begin your wealth-building processes:

                (1)  Start with multi-unit apartment buildings (5 units or more) right off the bat and do owner financing for 1 year or more until you qualify for your own mortgage or use 100% bond funding for deals over $1 million.  This will allow you to get properties RIGHT AWAY, like the day you get my complete course!

                Or, (2) Start with residential multi-unit buildings (4 units or less) and pay 100% cash using my special business credit resources for unsecured cash.  Rehab the property, lease it up, and flip it to an investor looking for a turnkey property OR keep it for the monthly cash flow!

             Depending on which method you choose, you KEEP GETTING MORE PROPERTIES. The key is getting and KEEPING the properties versus buying and selling.  That's the whole secret to incredible cash flow wealth!


             Unlike other real estate "guru" systems - where have you bust your ass getting "no down" deal after deal forever --with my system you just have to concentrate on getting that very first apartment building, doing a seller-finance or lease-option, and getting a "real" mortgage (with the simple and proven techniques that I give you), then you borrow off the equity, get the next property, borrow off that property's equity, get the next property…and on and on and on.         

         Once you mortgage that first property, banks will be throwing money at your feet for all the properties you want to finance from there on out.  OR, you can keep taking seller-financing and lease-option deals forever.  It's up to you!  So, how is this done?  Does this seem overwhelming?  

         But here’s the mind-blowing part.  There’s something now available called 100% LTV Bond Funding where you can get 100% LTVs on your apartment building purchases provided that the deal is over $1 million in purchase price.  This means that you can get whole enchilada for financing without having to worry about where or how you’ll come up with that whopping 20% to 25% down payment.  But, there’s only ONE PLACE you can get this type of funding.

         Keep reading...




This is another secret no one will ever tell you (except me).  If you have less than perfect personal credit, you still CAN get financing on an apartment building because lenders lend on the CASH FLOW of the property (knowing the property will support the mortgage payments) and don't consider your personal credit UNLESS you have a foreclosure.  (If this is the case, you'll have to "borrow" someone else's credit by using them in the deal as a partner.)  This is NOT information that you will find in ANY other real estate "system."  And I can guarantee you that this system has more "insider" information and secrets the most investors don't even know about.  Certainly I'm not going to waste giving it to someone who isn't serious or who just wants to copy it and then ask for a refund.  It wouldn't be fair to the HONEST people who really want to do this and are willing to pay the small meager price I'm asking for this!  If that's your plan, don't even think about it.  If I do get a refund request (which are VERY RARE), I send my special lending source YOUR NAME and he won't do business with you.  Period!  Furthermore, if you try to have another person use their info, he won't do business with you if you're not on the "list" that I send my special money source on a weekly basis!  I'm giving you my secret financing source's DIRECT contact information.  After all, he can get FINANCING for your deal.  This information alone is worth THOUSANDS of DOLLARS alone!



I created a system so you can automatically attract droves of these hot deals with minimal effort.  In fact, if you're anything like me, you hate to talk to strangers on the phone, hate to "discuss" owner financing, and feel insecure about setting up a real estate deal.  AND YOU DON'T HAVE TO DO ANY OF THAT! 

                So, I had to come up with another plan for the meek (like me) to do these deals.  I had to create a better letter that would do most of the talking for me.  I had to write a better ad to get people to call me.  I had to look for other areas that people were overlooking to find these deals.  And I did!  This will blow you away.

                Remember, people will be calling YOU, not the other way around.  You'll have apartment building owners beating a path to your door!  This means that they are interested and they want what you have!  No arm twisting, manipulating, embarrassing yourself with "low-ball" deals, getting laughed at, or wasting your time on any real estate deal. 

                My magic letter has already told the property owner everything they need to know, how they benefit from the deal, and what the potential is for them in doing this.  So when they call you, they're ready to sign on the dotted line.  It's really that simple.

With the combination of this incredible one-of-a-kind real estate investing strategy and utilizing the rare opportunity to let me partner and help you with your deals, there's absolutely no reason why you can't be making tens of thousands of dollars a month. 

                Think about the value in that alone.  You basically have all of the most successful cash flow elements to "clone" with my exact letter and real estate strategies to help you become as successful as possible. 

                I want you to become massively successful and therefore ALL of the most effective, pre-tested, and proven real estate investing tools will be given to you.  I hold NOTHING back.

*                              Here's all you have to do to become a real estate multi-millionaire:

Step 1:

                 Target Multi-Family Properties!

         I know it's quite obvious but it amazes me how many people end up putting ads in some freebie paper or among the employment opportunities on Sunday.  People who look at the freebie papers and the employment ads are not people who own properties for hot deals.  Same goes for "homes for sale" ads; these are NOT your target properties.  Forget using the newspaper.  Use the secret letter!

Step 2:

Follow a Simple Step-by-Step Plan


I have a system that is so ridiculously SIMPLE that ANYONE can do it.  Just follow the step-by-step plan and you could be doing HUGE real estate deals within just a few days!


Many of our students who actually APPLY the knowledge they are given find it very easy to purchase an apartment building within 30 days.  As long as you are willing to APPLY to knowledge and secrets you are given, you WILL be successful.

Step 3:

Get a Cash Flow!                                                 


Like I said, get your first property financed by a lender (through my broker) OR get a government grant (FREE MONEY!) and then borrow the equity from your first property (or get another grant) to finance the down payment of your second commercial property.then do the same for your third, fourth, fifth...etc.  Pretty soon you'll have a $100 million dollars in apartment buildings, and be set for life with a huge cash flow.  Just focus on getting that FIRST property. The rest is a piece of cake!




You may have already purchased our regular Real Estate Cash Flow System that had been offered since 2001 or our Commercial Real Estate Cash Flow System that had been offered since 2005.  This system is like neither one of those!

                This course, Apartment Riches Cash Flow System, is BRAND NEW and HOT OFF THE PRESS FOR 2019!  It's much more thorough, comprehensive, and step-by-step, and offers many more tools than my previous courses COMBINED!

             When I first got started in apartment building properties, there was NO COURSE to show me what to do.  There were only residential courses including the same rehashed, re-manufactured crap sold on late night TV.  It took me FOREVER, and years of trial and error, in order to discover what I know today.

             Instead of re-inventing the wheel, take my experience and use it for your FAST-TRACK to cash flow success.  Don't try to use your old residential "guru" real estate courses to apply to apartment buildings or commercial properties because those strategies WON'T WORK!  Apartment buildings and other commercial properties are a WHOLE DIFFERENT ANIMAL altogether.

             Learn from someone who has already worked out all the bugs and can show you the fastest, easiest, and most profitable way to invest.  Learn from someone who is DOING IT and not just selling a course on how to do it!  And learn from someone who can show you how to actually get properties with NO CASH and NO CREDIT of your own!



Discover how to use the power of a letter to make millions in apartment buildings!


How to get your first property in 21 days!


How to get started with NO MONEY, NO CREDIT, NO LICENSES, and NO EXPERIENCE!


Use the power of the government to make your real estate even more profitable!


Use my broker for mortgage loans, even if you have the world's worst credit!!


Work for only 36 months and have enough residual income to retire forever!


The secrets to getting to five- to six-figures per month in passive income in 6 months, guaranteed!


Start your entire cash flow business with less than $500 and make money quickly!


Use tested and proven techniques and strategies to get super hot real estate deals!


All the secrets that real estate millionaires know but will never tell you!


Secrets that "gurus" don't even know themselves!



The REAL strategies and "secrets" behind the most successful real estate investors and how to find deals that are "sleepers."


How to use lists to make a fortune virtually overnight and which lists to use.


How to work 15 hours a week or less and still make a fortune in real estate.


How to put your business on "autopilot," getting residual income while you sleep!


How you will NEVER have to "hard sell" a deal.  The sales letter gets people beating a path to your door!


How YOU can get started CASHING IN NOW!

"You Can Teach an 'Old Dog' New Tricks!"

"When we retired we knew we wouldn't have enough to support even a halfway decent lifestyle.

I had always been interested in investing in real estate but, after buying so many different programs, I gave up.

We found Monica in the spring.  Since we started we've been able to acquire 6 buildings and our monthly cash flow is $17,500.

We are blessed that we finally discovered the real keys to becoming successful in real estate investing.  If this is something you are serious about doing, we strongly recommend that you get started right away.

Thank you, Monica, for all of your help."

-- Sarah & Winston Helmsly of Orange, NJ

"From High School to a Net Worth of $2.1 Million Dollars!"

"I invested in your course right before I graduated from high school in June of 2007.

Honestly I didn't think I could do this.  I'm young and I thought I needed more experience and age to deal with people.

Instead of continuing to scare myself, I just jumped in!

Within 16 days I had a deal on my first property for a 24 unit property with NO CASH and NO CREDIT!  The cash flow on the property is $9,854 per month!

Then about a month later I hit on another property deal which was for a million dollar property with 16 units in the high-end part of town.  That building gives me $7,430 per month.

I took a break.  Yeah, I actually went to Europe for 3 months with my new financial freedom.  Now I'm back in action and working on a $4 million dollar property with 60 units which I should close on any day now.

And to think that I almost didn't do any of this because I was scared that I was too young."

-- Joshua Ellis of Rancho Cucamonga, CA

"From Flat Broke and Homeless to a $18,000 Per Month Income in 45 Days!"

"My wife actually barred me from purchasing anything else about real estate investing because we were broke and I had wasted so much money on courses and systems.

I bought your course while we were living at my sister-in-law's apartment and both my wife and me had to sleep on her pull out sleeper couch.  And, no, I didn't tell my wife about the purchase.

Once I got your stuff I immediately noticed a big difference between the other stuff I bought from other people.  You actually have a workable system that can be put to use immediately.  Other courses are confusing and make you sort through a bunch of crap until you realize you've been duped and scammed.

Anyway, I created an action plan for myself and started implementing the step by step instructions.  Within a few days I already had a property in my sights and was ready to make a deal!

Within only 45 days I invested in 5 properties and make a total monthly cash flow of $18,000 per month.  Our lives have completely changed.

One of the biggest things I was afraid of was fixing broken toilets in the middle of the night or having to evict deadbeat tenants.  But your course had prepared and educated me and I never deal with tenants at all or ever have to worry about being stiffed for the rent.

Thanks for creating a thorough, workable, and valuable course for people like us who really want to make this real estate business work."

-- Eva & Byron Kendall of Canton, OH



I created a TESTED and PROVEN step-by-step Apartment Riches Cash Flow System that I'm offering for a LIMITED TIME ONLY.  Because of the secret financial sources I reveal to you, I cannot overwhelm them with too many new students.  We can only sell a certain number of these systems and then we will have to REMOVE the financial resource information.




Remember, we are providing you with a SPECIAL LENDING SOURCES.  They can only handle so many new investors at once.  Right now they agreed to take another 80 investors.  After that I'll have to put a hold on selling any more systems with his contact information until they can take on some more.  Usually I have to put a hold on selling a course for about 12 weeks, sometimes up to 6 months, so DON'T MISS OUT! 


So what will you get in the system?  Check this out:

  • Apartment Riches Cash Flow Manual - This heavy manual will give you the EXACT details on how to invest like a millionaire pro...and eventually you will become a real estate millionaire if you follow the simple step-by-step system.  This includes complete instructions, contracts, ads, and the EXACT how-to info you need!  There is NOTHING else like this anywhere else on the market for this rock-bottom price.  Guaranteed!
  • Over 2 Hours of Audio + Seminar Audio Transcripts - Giving you the exact step-by-step information on how you can get started right away, what to do first, and how to make the most money in the fastest amount of time!  You get over 2 hours of this incredible mind-blowing audio seminar!  Plus, you'll get all 2 hours of the audio in typed transcript format so you can follow along and highlight key areas!
  • My Secret Money Broker's Contact Information - Discover my personal money broker for real estate finance including a mortgage application to quickly get you started on getting funding for your first apartment building deal.  Right now he has a 100% LTV equity partnership deal where you can get a property worth over $5,000,000 with NO CASH and NO CREDIT!
  • Quick-Start Guide/Manual Outline - What to do today, tomorrow, and for the next few weeks.  How to start building your real estate business quickly and grow it as fast as possible!
  • Cash Flow Evaluator Software with Video Tutorial - Do thy numbers!  This software (Excel required) will help you figure out all of your numbers to make sure your deal is profitable.  Most people have a hard time figuring out if a deal is going to make money.  This easy software makes it dummy-proof to get your accurate monthly cash flow, CAP rate, etc.  I even show you how the software works with my 10-minute video tutorial.
  • Real Estate Forms - Get ALL the forms, contracts, and agreements you'll need to become an apartment building investor.  This includes an IRON-CLAD lease that will allow you to ALWAYS win in housing court (if it ever comes down to that).
  • Secret Letters - The EXACT letters that I have used to get hundreds of interested, highly prospective apartment building owners pounding a path to my door to sell me their property at a SUPER DEAL and MOST of them want to do 100% owner financing because of the economy right now!
  • NEW!  Quick-Start Video - You'll be shown EXACTLY what to do with this powerful Quick-Start Video.  Many new students are slightly overwhelmed with the sheer amount of information that we present that they don't know how to jump right in.  This video will show you step-by-step on everything you need to know to get started in the highly profitable business of investing in apartment building real estate.
  • NEW!  UPGRADE TO DELUXE for the Complete No-Cash-No-Credit 100% LTV Real Estate Cash Flow System - This is a DELUXE upgrade (that we're throwing in for a SUPER DISCOUNT).  This exclusive system includes all of your forms and contracts that you'll need to do 100% LTV deals including showing you all of the steps in how to make these deals work.

We sold the physical copy of this entire course for $997.00 just a couple of months ago.  Now, you'll be getting a SUPER BARGAIN for this cutting edge cash flow system!



Get this COMPLETE DOWNLOAD COURSE for only $997!  $97







The basic version of this course DOES NOT include my DELUXE Million-Dollar Resource Directory.  Why?  Because too many less-than-serious people have taken advantage of getting this exclusive information, using all of my financial resources, and then getting a refund under the 60-day money-back guarantee.  So, in order to stop the handful of unscrupulous characters out there who have taken advantage of me, I only offer the Resource Directory in my DELUXE course for only those that are DOUBLE serious about getting involved in this business!

PLUS...get my DVD Series showing you exactly what you need to know to get started with your real estate business including how to make a killing as a "bird-dog" finding properties for other investors!  Plus…the best part…

You’ll also get the deluxe upgrade course which is our No-Cash-No-Credit Module including ALL the forms you’ll need to do lease-option deals and land trusts/contracts.  You’ll also get a complete audio and video series PLUS a mind-blowing report on the most lucrative type of real estate investing opportunity in today’s market.  This upgrade is worth $797 but you’ll be getting half off!  You’ll get that for only an additional $300 and this CANNOT be purchased separately.  This is a critical component for those of you wanting to do no-cash-no-credit deals.


CLICK HERE to Get the UPGRADED Apartment Riches Cash Flow System NOW!

"The Monica-Main-Has-Lost-Her-Mind Impenetrable Guarantee."

If you haven't banked at least ONE HUNDREDS TIMES your investment within 60 days of the "Apartment Building Cash Flow System" System being downloaded into your computer, I insist that you get a 100% refund, no questions asked.  That's right!  I've just made this offer RISK FREE!  You have NOTHING to lose and EVERYTHING to gain!

Note:  Those who request a refund will no longer have access to my private money source.  These special funding sources are sent to a new listing of people who are added and deleted from being able to get these commercial loans each day. Thank you for understanding.


*                              Did you know that more people are selling the "concept" of making money in real estate than those actually making money in real estate?  It's like the Internet riddle:  How do you make money on the Internet?  By selling books called "How to Make Money on the Internet," of course. 

            Most of the real estate "gurus" out there are just selling the information and not making money in real estate themselves.  And it pisses me off!  It makes people like me - legitimate people who want to help you learn how to really make money in real estate based upon our real life experience and knowledge - look like a scam along with the rest of them!

How can you distinguish from the scams vs. the real deal?

Sometimes you can't.  Sometimes people's sales copy can be so compelling that it makes you salivate for their stuff to the point where you feel like you can't live life anymore unless you get their course/system/whatever.  Good copy doesn't necessarily mean a good system.  Sometimes you can do more damage learning things the WRONG WAY then not learning them at all.

               My advice?  

Listen to your intuition.  I've had students of mine call me on the phone and tell me that they'd prayed for a miracle then got a mailer from me or ran across my website the following day or week.  

And it turned out to be the best investment in their life.  

I have volumes of testimonials from happy students who have been able to put my real estate systems to good use and rake in huge sums of money because of what I taught.

            The best thing about my newest course is that it's the BEST one yet.  It has the MOST information, is the MOST comprehensive, and offers the BIGGEST financial possibilities for you.  And that's why I'm so excited about this course.  I've mastered both real estate investing AND teaching to give you the BEST POSSIBLE!

            Think about this:  Most people will invest $50,000 to $100,000 or more on a college education and won't know nearly as much about making money in real estate as this course will teach you. 

            It's amazing how you can learn everything you need to know with a couple hundred dollars when this education cost me tens of thousands!  Can you really afford to balk at spending a couple hundred dollars when a "formal" education costs much more What is it worth to you?

The bottom line:  You have to learn from someone who is DOING IT and not someone who is just selling information about it.  You can't start a business based on theories and general information about investing, like they have in colleges and even other courses.  There are so many nooks and crannies in real estate that you need to know about in order to become massively successful while avoiding the pitfalls that can make you go bankrupt.  This information is worth millions!



The problem in our society is that most of us have given up our dreams for "reality."  When an opportunity passes by you for unlimited wealth, you automatically assume that it's too good to be true.  Why? 

            Because most of us have let life kick us in the gut for so long and we've come to accept a life that's not so great!  True entrepreneurs know something good when they see it and they JUMP ON IT without a second thought. 

            This is your crossroad.  This moment will determine what kind of person you truly are.  Do you want to become financially free with real estate?  Or do you want to be in the same position in 10 years, kicking yourself in the ass for not buying property in TODAY'S market with TODAY'S interest rates?

            Every day I come across deals that most "Average Joes" out there would think are "too good to be true."  Why are these phenomenal deals out there?  People who don't like real estate want to get rid of it quickly, even if they take a huge loss.  

I've dealt with cases of divorce, inherited properties, buildings from sick owners, reversals of fortune, and many other instances that have presented really good deals for the taking.  But you have to be out there TAKING THE DEALS and not sitting on the couch watching TV!

Click the PLAY Button on the Music Player Below
for a Personal Message from Me!


And if you're skill skeptical, give us a call directly at (661) 295-5050 or toll-free at (888) 982-0477.  You can talk with one of my highly knowledgeable assistants.  We're here from 9am to 5pm Pacific Time, Monday through Friday.

No matter what happens, which trends come and go, which hot money-making opportunities may cross your path, REAL ESTATE WILL ALWAYS BE KING!  

Real estate made people rich 100 years ago.  Real estate made people rich 25 years ago.  Real estate makes people rich today.  And it will 5, 10, 20, and 50 years from now.  It is theONLY business that will keep making people rich.  Why? 

            Because, no matter what happens in our world, people will ALWAYS need clothes, food, and shelter.  Always, without a doubt.  That will never change under ANY circumstances.

      Stop selling yourself short.  Stop telling yourself that you'll do it later or maybe someday you'll invest.  Someday is NOW!  And with my system, investing in passive income cash flowing real estate couldn't be easier.  I'm looking forward to being your coach and partner in helping you build your million-dollar real estate business.

See you at the top!

Your Friend and Mentor,

Monica Main

P.S.  Our secret money broker has agreed to take on only a few more new investors.  After that I have to take his contact information out of my course materials so don't wait too long!

Click the PLAY button on the music player below for a personal message from me!

"More Money Than I Ever Thought Possible!"

"I had a great job so I wasn't really looking for a way to make money outside of the office.  Then last year there were a lot of lay-offs and it scared me.

I started looking through opportunities and couldn't believe how much sh** is out there.  Those 'opportunity magazines' are just a joke.  After a lot of endless research I discovered that real estate investing was probably the most solid opportunity out there.

The next challenge was to find legitimate information on real estate investing.  I searched high and low.  I got the junk from the infomercials and wasted a lot of money that way.

I came across your advertisement and the whole thing about investing in commercial real estate and apartment buildings just made sense to me.  Without hesitation I got your system and have never looked back.

Within a short time I was able to purchase 3 buildings in one deal with NO CASH and NO CREDIT, just like you teach.  With that one deal I'm making three times more than I make with my job.  I'm going to do another 3 deals then quit forever."

-- Steven (w/ son Ethan) Hobbs of Seattle, WA

"From $250,000 in Debt to a $3,000,000 Net Worth!"

"My wife has a rare medical condition that tapped us out financially.  We had hundreds of thousands of dollars in medical debt and I truthfully didn't see any way out but bankruptcy.

I was already investing in property.  I had 4 single family homes but the monthly cash flow was pitiful.  It was only $320.  I believed in real estate but knew there had to be another way!

After finding your secret system I was able to convert those 4 homes into 1 apartment building with 56 units that allowed us to go from a pitiful $320 per month in cash flow to $14,580 per month in cash flow.

I ended up doing another 3 deals.  One of the buildings I used to flip for cash and paid off all of the medical bills PLUS had $65,000 left over.  All I did with the building was paint it and put on a new roof and I was able to resell it for more than $300,000 in profit within a couple of months!

And this is just the beginning!

Thank you for everything and God bless!"

-- Tracy and Ken McNeill of Destin, FL

"I Never Knew Life Could Be So Good!"

"My name is Todd and I purchased your apartment system.  I wanted to thank you for the huge difference you have made in our lives.

I tried every kind of opportunity out there after I was given the 'golden handshake' at my corporate job I had been at for 32 years.  There are a lot of scams out there.  I was tired of people taking my money instead of showing me how to make money, and that includes those real estate gurus!

When I found your system I was very skeptical at first.  I didn't have much to lose so I took the bite.  Your system made me realize that as long as I follow the steps I can be successful investing in real estate.

I went from a skeptic to a true believer the moment I got your materials.  I just knew your stuff was different than anything else I've ever seen out there.

As someone who is 'slow' to understand things, I was still able to purchase an apartment building in 90 days with none of my own money or credit.

You are right.  The first deal is the hardest.  Once I closed on my first deal I bought another building shortly thereafter.  I quit my job and make more money a month than I did all year!"

-- Todd & Mabel Kazinsky of Rockford, IL


To contact us CLICK HERE!


Earnings Disclaimer

Every effort has been made to accurately represent our product and it's potential.  Even though this industry is one of the few where one can write their own check in terms of earnings, there is no guarantee that you will earn any money using the techniques, strategies, and ideas in these materials.  Examples in these materials are not to be interpreted as a promise or guarantee of earnings.  Earning potential is entirely dependent on the person using our product, techniques, strategies, and ideas.  We do not purport this is a "get rich quick scheme" because it is not.  The testimonials and examples used are exceptional results and don't apply to the average purchaser nor are intended to represent or guarantee that anyone will achieve the same or similar results.  Your level of success in attaining the results claimed in our materials depends on the time you devote to the program and in applying the techniques presented, your finances, acquired knowledge, and various skills.  Since these factors vary from person to person, we cannot guarantee your success or income level nor are we responsible for any of your actions.  Each individual's success depends on his or her background, dedication, desire and motivation.  As with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money.

Materials in our product and on our website may contain information that includes or is based upon forward-looking statements within the meaning of the Securities Litigation Reform Act of 1995.  Forward-looking statements give our expectations or forecasts of future events.  You can identify these statements by the fact that they do not relate strictly to historical or current facts.  They use words such as "anticipate," "estimate," "expect," "project," "intend," "plan," "believe," and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.

Any and all forward-looking statements here or on any of our sales materials are intended to express our opinion of earnings potential.  Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else's; in fact no guarantees are made that you will achieve results similar to ours or anybody else's.  No guarantees are made that you will achieve any results from our techniques, strategies, or ideas in our materials.

27720 Avenue Scott, Suite 150
Valencia, CA  91355  USA
 (661) 295-5050